Running a business today takes a great deal of hard work and commitment. The pressures of maintaining the pace in competitive markets mean that the future wellbeing of the business tends to take priority over time spent on planning your own financial objectives. As well as the challenges you face in the day to day running of your business you will also need to consider:

Arranging appropriate agreements and insurance with your fellow shareholders to resolve disputes and maximise tax efficiency

Structuring your remuneration tax efficiently and cost effectively 

Identifying and mitigating the liabilities that could be created by the loss of a key person 

Ensuring cash assets in the business are invested to maximise returns and tax efficiency 

Creating financial independence from your business 

Establishing an effective exit* or transition strategy 

Rising to these challenges and continuing to run your business successfully isn’t an easy task. That is why, by taking time to understand your business, we can help you meet your aims, so you can concentrate on what you do best – managing your business. 

ONGOING ADVICE CHARGE 

We will discuss with you the ongoing advice charges for our services. Our advice is not free. Details of the charges we make for our advice and how it is paid for are set out in the ‘Key facts about our costs and services’ document you receive. The cost for our advice is paid for and facilitated out of the overall charges levied on your investment. The advice charges will also be discussed with you and the specific amount charged will be provided on your personalised illustration. If you have any questions regarding this, please do not hesitate to contact us.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested. 

An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society.

*Exit strategies may involve a service which is separate and distinct from those offered by St. James's Place.